The complete personal finance system in one bundle. The Ultimate Budget Bundle combines three of the most-used Phaseten spreadsheets: the Free Monthly Budget Spreadsheet (for tracking every month), the 12-Week Savings Sprint (for hitting a savings goal fast), and the Complete Financial Planner (for net worth, debt payoff, and 5-year cash flow). One purchase, one download, the full system. Save $9 vs. buying them separately.
Three Google Sheets, fully integrated:
People who want the full system without buying each piece separately. Beginners who want a guided progression (start with monthly, add savings, add net worth). Anyone who has tried one Phaseten sheet and wants the rest. Couples managing money together (split the work, share the dashboards).
No investment tracking, no bank sync, no tax planning, no retirement calculator. Those are separate problems. This bundle is the foundation: budget, save, track net worth, pay off debt. Master these, then layer investment/tracking tools.
Each works standalone. The bundle is for people who know they want all three. If you only need one, the Free Monthly Budget is free, the Savings Sprint is $2.99, and the Complete Planner is $7.99.
Yes. The files are .xlsx and work in Excel 2016+, Google Sheets, and most other spreadsheet apps.
30-day no-questions refund on all three products in the bundle.
Email me with proof of purchase. I'll refund the bundle cost difference so you only pay for the two new pieces.
YNAB and Monarch are monthly-subscription apps with bank sync. This bundle is a one-time $9.99 purchase of three spreadsheets. No subscription, no bank sync, no data shared with a third party. You own the files forever.
Download the bundle, set up the Monthly Budget tonight, and pick a 12-week savings goal this weekend. The system is designed to be used, not admired.